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PAYMENT SECURITY
The secure online payment platform used by DLM Sport is fully managed by one of the largest payment card transaction acquirers in Europe, Barclaycard (Barclays Bank Plc). Barclaycard has been handling payment cards since 1968, boasting extensive experience in transaction security, and guarantees the highest level of security currently available in remote sales for both merchants and their customers (cardholders). Specifically, the Barclaycard platform is fully compliant with the following security standards:
CVV (CARD VERIFICATION VALUE)
This code is printed on payment cards and is used as an additional security element for CNP (Customer Not Present) transactions, typically in eCommerce and MOTO (Mail Order – Telephone Order) operations. The use of this security code helps ensure that the person making the purchase is in possession of the credit card. On VISA and MASTERCARD cards, the CVV is printed on the back (3 digits). On AMERICAN EXPRESS cards, the CVV is printed on the front above the card number (4 digits).
3D SECURE (VERIFIED BY VISA - MASTERCARD SECURE CODE)
This is a “password” that the cardholder must enter when prompted by the merchant’s website during a purchase. It is used exclusively for eCommerce transactions and provides an additional layer of security on top of the CVV. The cardholder must enter the same password previously registered with their issuing bank’s website. This ensures the transaction is secure, as it is assumed that only the true cardholder knows the password. 3D Secure applies to VISA and MASTERCARD payment cards.
PCI DSS (PAYMENT CARD INDUSTRY – DATA SECURITY STANDARD)
This acronym refers to the most important global “security standard” for companies handling payment card information in any form (credit, debit, prepaid cards, etc.). The standard is governed by the PCI Security Standards Council, which monitors and regulates how card data is handled by all involved parties (banks, merchants, intermediaries) in order to reduce fraudulent transactions. All involved entities undergo an annual audit by a QSA (Qualified Security Assessor).